Solved :
It turns out that the pitch limits were indeed different in bank 1 and 2 .
I:E my pitch limit was 115 in bank 0 from the initial setup of the helicopter .
When I looked , the bank limits for banks 1&2 were set to 64 . I moved them up to 115 to match bank0 and verify that it seems to work properly on the bench now . I hope to verify with a flight later today .

Note: I did just setup a different spirit GT using a satellite rx instead of the 6 ch rx like on this unit . I do not recall having to check or adjust the pitch limit between banks using this setup method . The difference is with the sat rx I used channel 7 to activate bank switching and channel 8 to active the function Vs reassigning channel 5 to activate bank switching on the 6 ch rx
Maybe I just got lucky on the first one .

Thank you all for your help !

I was able to fly it Today and it flies properly in all modes . Fix is confirmed.
Thanks!